Debt collectors get an awful reputation, and for good reason. Yet, it is important to know what their boundaries are so that you can protect yourself and your loved ones.

Creditors monitor your score and it’s important that the average consumer is knowledge about the systems that they use.

Credit card companies understand the COVID-19 has put many people out of their jobs. Many are offering programs to help keep your finances in check.

Learn to be an expert negotiator! There are two simple strategies to negotiating that anybody can master. Raising your credit score opens many financial doors.

There are so many ways to begin improving your credit score. In addition to the dispute method and the substitution method there is the negotiation method! It is all much easier than you think.

The substitution dispute method is a great way to continue the fight to get negative or inaccurate information taken off of your credit report. Learn how below!

Remember it I with is always within your rights to question information on your credit report. The worst that can happen is it will not be removed.

IdentityIQ offers many useful tools to help you on your credit journey. Check your scores often, get top tier identity theft protection, and more!

One of the most popular ways to improve your credit is to utilize the dispute method. Keep reading to find out exactly what it means!

It is important to understand your terminology when you are first looking to improve your credit scores. As well as the rules behind actually removing this information.

We know that credit reports can be overwhelming and confusing, but we are here to help! There are some basic things to know about your credit report that will help you understand them and start improving your scores!

You have rights when it comes to credit reporting! It is important to be aware of what you are legally able to do when it comes to disputing and understanding your credit report.

Credit reports can be extremely confusing, but you are in luck! We have created a basic guide to help you determine if your credit ratings are negative, neutral, or positive.

COVID-19 has been an absolute nightmare for so many. It has changed the way we do so many things and now it may play a massive role in house foreclosures.

Consumer credit is easy to understand when you break it down into the two main categories: open-ended and closed-ended credit.

There are a lot of terrifying things about bankruptcy, as well as many circulating lies and misleading information regarding the subject. These are not always true and as a credit consumer you need to understand the realities of bankruptcy.

A lot of people think that checking their credit score has the potential to lower their score; no need to fear that is not necessarily true! There are different ways to check your credit or have your credit be checked, read to find out more.

We know credit cards sound daunting, but they are nothing to fear! Being educated about the different credit cards available to you and how they affect your credit score is the key to using them wisely. They are not bad or scary, in fact, they can be extremely advantageous

Nowadays loans are almost unavoidable! Loans can give you the freedom to make big purchases without saving your whole life, but you must be educated about their terms as well as the different types of loans!

Learn more about the Federal Trade Commission (FTC) and their missions and values. The FTC plays an important part in an average consumers economic well-being in more ways than you know!